After several earthquake with its epicenter in Italy, which were felt in central Istria, Croatia, across the country saw an increased number of inquiries of citizens and businessmen for earthquake insurance.
"In the apartment of one hundred square meters vanity 6 worth HRK 600,000, built after the 1964th year insurance policy against the risk of earthquakes in the center of the city is about 500 kuna a year, the same shelf in Osijek would be 100 kuna in Rijeka or Dubrovnik 320 kuna. Falls in Split a fourth zone of exposure, so the price shelves 706 million, while Zadar in the second zone, and the premium is 200 kuna. Trogir is one of the greatest heel zone of risk, and for the same flat fee shelves HRK 1,050 per year. But these are small amounts with respect to damages that are covered vanity 6 ", says one insurance home.
The reason for the double higher premium in Trogir, lies in calculating premium rates for insurance against earthquakes, which are determined on the basis of data on seismic hazards insurance provided by their foreign reinsurers, vanity 6 therefore foreign experts. At the premium level and type of risk affects - residential, commercial and industrial, as well as the age of the building. In doing so, there is an allowance for buildings constructed before the 1964th year, which amounts to 50 percent, because they are due to a large earthquake in Skopje, then started to apply new regulations on construction, writes on Easter.
Term insurance is not the same for all insurers. For some the calculation of premiums based on only two zones of risk from earthquakes, according to which all Zagreb and Dalmatia County are classified in the same class more expensive, and the rest of the country in less expensive class.
Insurance of additional earthquake insurance is separately agreed with the policy of fire risk, and which make up the material vanity 6 damage caused by the direct action vanity 6 of earthquakes measuring vanity 6 5 or more degrees Mercalli-Cancani-Sieberg scale.
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